Credit/Debit Safety

We have all heard the stories about people getting their credit/debit cards skimmed at various locations.  Heck some of us have even had it happen.
It is really scary that this can happen.  Crooks get your info, then go on a spending spree.

Credit card and debit  card companies have changed their technology to prevent this from happening.  We all used to "swipe" out cards in the machines, now the new cards have a "chip" and they are pushed into the machines.
Stores and businesses were supposed to have the new machines operational by January 1, 2017 in the U.S.  Many stores still do not.

I was told by a store owner the other day that the crooks have figured a NEW way to get info and skim your card with the new technology.  Geesh!

Here is what you need to watch for:

When you get ready to slip your card in the reader - feel the bottom of the machine first.  You should feel JUST THE BOTTOM of the reader below the slot.  Scammers are now adding a  second level to some machines.  If you feel TWO  layers  (or bottoms/lips) below the slot - DON'T USE IT and ALERT THE STORE IMMEDIATELY.     That second lip is a card reader.

We check our card balances several times a week, and can quickly find any misuse.  It has happened to us 3 times over the years.  The banks have always graciously removed the charges and issued us new cards - but it is just a hassle and takes time.  Luckily we found the problem quickly upon it happening.

Be very aware when using your cards at stores, gas stations, even at ATM's.  This is happening every where.
Keep close watch on your balances, and notify the bank or card service immediately when you see a problem.


It's really sad that people work so hard to cheat hard working people out of their money.  If everyone worked as hard and used as much talent to make an honest living - the world would be a much better place.
BE AWARE ALWAYS!